Welcome to America. In most cases the government contributes a crap amount of money and the organizations that build the housing finds grants and donations to make up the slack. In Phoenix there is an extreme lack of housing and shelter for those in need of it. Here in Iowa I notice their focus is on “affordable” housing for lower income and disadvantage. I agree the wealth of a nation should help offset the cost. Some, many, would disagree. America only lives in the moment and doesn’t look toward the future.